MyFundedFutures launched in November 2023 and somehow already has a 4.9 rating on Trustpilot with over 17,000 reviews. That’s higher than Apex (4.4 with 18,000+) and way higher than Topstep (3.4 with 13,700). For a firm that’s barely two years old, those numbers are either very good or very suspicious.
I’ve spent time looking at MFF’s current plans, rules, payout structure, and what traders are actually saying about it. Here’s what I found.
What MyFundedFutures actually is
MFF is a futures prop firm run by CEO Matthew Leech. It’s the sister company of MyFundedFX, their forex side. They claim over 70,000 traders. All trading happens in a simulated environment until you qualify for a live account — and only about 1% of funded traders ever make it to live. That’s an important detail most review sites skip over.
They went through a major restructure in July 2025, replacing their old Starter and Expert plans with four new options: Core, Rapid, Pro, and Flex. Then they kept tweaking — adding daily payouts to Rapid in February 2026, bumping Rapid’s profit split to 90/10 in January 2026. The firm moves fast, which is either a sign of responsiveness or instability depending on how you look at it.
Current plans and pricing
MFF runs four plans now. Here’s what each costs and does:
Core Plan — $77/month (50K only)
The cheapest way in. Monthly subscription. Funded stage has a 40% consistency rule, micro-contract scaling, and payout caps of $1,000 per withdrawal for the first five cycles. 80/20 profit split. This is their entry-level option and it shows — the restrictions are tight.
Flex Plan — $84 (25K) or $107 (50K), one-time
No buffer required. Weekly payouts every 5 winning days. 80/20 split. Max payout is $3,000 on 25K accounts, $5,000 on 50K. No consistency rule in funded stage, which is nice. But here’s the catch: after your first payout, max loss resets to just $100. That’s almost nothing. One bad trade and you’re done.
Rapid Plan — $87 to $347, one-time (or monthly subscription)
This is MFF’s flagship. Daily payouts, 90/10 profit split, no consistency rule in funded stage. Sounds amazing. The problem is the drawdown type: intraday trailing. It tracks your unrealized equity in real time. Every tick of floating profit raises your floor permanently. This is the most aggressive drawdown type in the industry and it will catch you off guard if you’re not prepared for it.
Pricing by account size:
- 25K: $87
- 50K: $157
- 100K: $267
- 150K: $347
Buffer requirements in funded stage: $1,100 (25K), $2,100 (50K), $3,100 (100K), $4,600 (150K). You need to build profits above this buffer before you can withdraw anything.
Pro Plan — $227 to $477, one-time
No scaling restrictions. Full position sizes from day one. EOD trailing drawdown at 3%, which is much more forgiving than Rapid’s intraday trailing. 80/20 split. Payouts every 14 calendar days, minimum $1,000 per withdrawal. The major limitation: a cumulative $100,000 payout cap across ALL your Pro accounts. After that, you transition to live funded.
Evaluation rules
All four plans use the same evaluation structure:
| Account Size | Profit Target | Max Drawdown (EOD) | Daily Loss Limit |
|---|---|---|---|
| 25K | $1,500 | $1,000 | None |
| 50K | $3,000 | $2,000 | None |
| 100K | $6,000 | $3,000 | None |
| 150K | $9,000 | $4,500 | None |
No daily loss limit on any plan. That’s unusual and genuinely useful — a bad morning doesn’t automatically end your evaluation. You just need to stay above the trailing drawdown at end of day.
Minimum 2 trading days. No time limit. 50% consistency rule during eval only (no single day can exceed 50% of total profits). News trading allowed. Overnight holds allowed but you must flatten by Friday close.
You can technically pass in 2 days if you split the profit target exactly 50/50. That’s fast.
Pass rates
MFF actually published some internal data covering January 2024 through July 2025:
- 20.35% of evaluation accounts passed and advanced beyond eval
- 43.41% of participants reached sim funded stage at some point
- 28.56% of funded traders earned at least one payout
- 1.01% of sim funded participants made it to live funded
That 20% pass rate is roughly double the industry average. PropFirmApp confirms MFF’s pass rate runs about 25%, well above the 5-15% range most firms report. The no-daily-loss-limit rule probably contributes to this — you don’t get knocked out by a single bad session.
But look at that last number. One percent make it to live. The other 99% are trading in simulation forever, or until they blow the account. MFF is upfront about this if you dig into their data, but they don’t exactly put it on the homepage.
Payout processing
MFF uses Rise (Riseworks) for payments. Most payout requests are approved instantly through their automated system. Manual reviews take 6-12 business hours on weekdays. Fiat payouts hit next business day. Crypto is also available.
Multiple traders on Reddit have reported successful payouts ranging from $35K to $300K+. The firm processes real money. That’s not in question.
Where it gets complicated: the Rapid plan’s intraday trailing drawdown means many traders build profits only to watch the floor chase them. You might have $3,000 in realized profit but your drawdown floor has moved up so aggressively that one normal pullback wipes you out. Getting to the payout threshold is harder than the profit target suggests.
What traders actually say
The good:
- Customer support responds in minutes. This comes up constantly in reviews. For an industry where some firms take days to answer a ticket, MFF’s support speed is genuinely impressive.
- Daily payouts on Rapid are a real differentiator. Money in your account today, in your bank tomorrow.
- No activation fees on any plan (eliminated July 2025).
- The evaluation is fair. No daily loss limit, no time limit, reasonable profit targets. Two trading days minimum is the lowest barrier in the industry.
- The 72,000+ member Discord community is active and generally helpful.
The bad:
- Anonymous founders. Matthew Leech is the public face, but the ownership structure isn’t fully transparent. YouTube investigations have flagged this as a concern. For a firm handling millions in trader profits, opacity isn’t great.
- The Rapid plan’s intraday trailing drawdown is aggressive. Traders who come from EOD-based firms get blindsided by how fast the floor moves.
- Frequent plan changes create confusion. The July 2025 restructure replaced everything, then more tweaks followed in January and February 2026. Hard to keep up.
- Some Reddit complaints about support going silent on specific payout issues. One trader reported a 15-day loop of “empty promises” on a Flex account problem.
- The $100K cumulative cap on Pro plans limits long-term earning potential in sim funded.
- After your first Flex payout, max loss drops to $100. That’s razor thin.
- 21-day cooldown if your live account breaches. Almost a month on the sidelines.
How MFF compares
Against Apex: MFF’s evaluation is more forgiving (no daily loss limit, no time limit). MFF pays faster (daily vs twice monthly). MFF doesn’t force account closure after a set number of payouts. But Apex gives 100% on the first $25K and has a larger established track record.
Against Topstep: MFF has a much better reputation right now. Topstep’s 101 BBB complaints vs MFF’s 4.9 Trustpilot tells you something. MFF’s Rapid plan at 90/10 matches Topstep’s split with fewer restrictions. Topstep does offer daily payouts after 30 winning days on Live Funded, but getting there requires significant time.
Against Take Profit Trader: TPT has no consistency rule and unlimited payout frequency on all accounts. MFF matches this on Rapid but not on Core or Flex. TPT’s PRO split is 80/20 vs MFF Rapid’s 90/10. TPT requires $5,000 locked capital for PRO+ access, which some traders find excessive.
Who should use MyFundedFutures
MFF works best for traders who want fast payouts and can handle aggressive drawdown mechanics. If you’re disciplined about taking profits and not letting winners run too far (which sounds counterintuitive but matters with intraday trailing), the Rapid plan’s daily payouts and 90/10 split are hard to beat.
If you need more room to breathe, the Pro plan’s EOD trailing drawdown is more forgiving, but the 80/20 split and $100K lifetime cap are real limitations.
If you’re brand new to prop firms, I’d honestly start somewhere cheaper. The Core plan at $77/month bleeds money if you don’t pass quickly. The Flex at $107 one-time is better for testing the waters, but that $100 max loss after first payout will probably end you.
Is it worth it?
MFF is one of the better options in futures prop trading right now. The evaluation is fair, the payouts are fast, the support is responsive, and they haven’t been involved in any of the scandals that have plagued the industry over the past two years.
But “one of the better options” isn’t the same as “no downsides.” The intraday trailing drawdown on their most popular plan is punishing. The anonymous ownership is a valid concern. And the 1% live-funded rate means 99 out of 100 funded traders are trading in a simulation indefinitely.
If you go with MFF, go in with your eyes open about what you’re actually buying. A simulated funded account with good payout terms and a 1-in-100 shot at a real one. For many traders, that’s still a better deal than risking their own capital. Just don’t mistake it for something it’s not.